LOCAL 325 BENEFITS INCLUDE
Referral Service Emergency Relief Fund Contract Guarantee Fund Discounts for members at qualified local businesses Free rehearsal space Payroll Service Practice/teaching studio Local 325 Web site North Island Federal Credit Union Partnership with Local 47: Musicians' Credit Union Low cost audio/visual recording services Reference Library (books, fake books, CD's, tapes, scores, videos)	Sound Post, Local 325 Newsletter: Low-cost advertising New member bios Local 325 Membership Directory Member photo, CD and brochure displays Life Insurance Rehearsal ensembles - trombone, tuba, clarinet choirs Life Members' Jazz Band Eligibility to run for and serve as an AFM Officer or member of the Board of Directors Networking - local, regional, national, musicians, groups, contractors Collective bargaining agreements Photo/resume preparation discounts Arbitration proceedings
NATIONAL AFM BENEFITS INCLUDE
Health insurance, group medical and dental Instrument insurance Life insurance National Network Service, Road Gig Assistance Professional legal services	Loan program Music Performance Trust Funds - provides funding for free live music Union Privilege MasterCard International Musician Journal American Federation of Musicians and Employers' Pension Fund